What is a note buyer? A note buyer is a person that specializes in locating and purchasing contracts that already exists between two parties where one pays the other a monthly note until the balance of the contract is paid in full. These contracts could be in the form of a land contract, structured [...]
Many people have monthly payments coming in from a structured settlement, annuity, lottery winnings or from property in which they hold the mortgage. Often these people find that they are in need of the total amount rather than monthly payments over time. Usually these note holders are people that need the money for increased investing [...]
Structured settlements were introduced in Canada and the United States in the 1970’s. They were introduced as an alternative to lump sum payments, common in insurance settlements and lottery winnings. In the decades since, they have also been accepted as legal financial instruments in England and Australia.
The aforementioned common law countries have decided to [...]
Structured settlements are an increasingly popular option for resolving injury or damage claims. These types of agreements allow the beneficiary to receive periodic (usually monthly) payments instead of a single, large payment all at once.
This might turn out to be a great option for some people, since the settlement is usually arranged so [...]
Structured settlements are financial packages or financial agreements permitting a settlement to be paid through an annuity via regularly scheduled installments either for a fixed period or for the lifetime of the claimant. Because it is tailor-made for individual cases, the structured settlement may also include some immediate payment to cover special requirements.
The payments are [...]
What you need to know before selling your structured settlement payments.
Before the state structured settlement protection statutes and the Victims of Terrorism Relief Act of 2001 which created